CRITICAL ILLNESS

Cancer, stroke, and heart attack are three of the most serious and common health conditions that can affect anyone at any time. They can also result in high medical bills, lost income, and other financial burdens that can be hard to cope with. That is why you need cancer stroke heart attack policies, also known as critical illness policies, to protect yourself and your family from these unexpected expenses.

Cancer stroke heart attack policies are supplemental insurance policies that pay you a lump sum of money if you are diagnosed with one of these conditions after you buy the policy. You can use the money for any purpose, such as paying for your treatment, covering your deductible, or taking care of your household needs. Unlike health insurance, which pays only for the medical services you receive, cancer stroke heart attack policies pay you directly and do not depend on your medical bills or claims.

Cancer stroke heart attack policies are easy to apply for and affordable to buy. You do not need to undergo a medical exam or answer a long list of health questions. You just need to choose the amount of coverage you want, up to $100,000, and pay a monthly or annual premium based on your age and gender. The younger and healthier you are, the lower your premium will be. You can also choose to add your spouse or children to your policy for an additional cost.

Cancer stroke heart attack policies are designed to complement your existing health insurance, not to replace it. They provide you with extra cash to help you cope with the financial impact of a critical illness, but they do not cover all the costs or risks associated with it. You still need to have a comprehensive health insurance plan that covers your preventive care, hospitalization, surgery, and other essential benefits.